Sometimes renters will ask if they can add a rider to their own policy, instead of using the insurance provided by the platform where they made their reservation. We don’t recommend this. While the coverage provided may be adequate, in our view, insurance riders add an unnecessary level of complexity and administrative burden. In the unlikely scenario that there’s a need to file an insurance claim, you’re going to want to have full confidence that you won’t be wasting time and spinning wheels. Filing an insurance claim on a policy provided by GoCamp or Outdoorsy is straightforward and well-tested. Individual riders, not so much.
Those two words mean so much. They bring peace of mind to you, and to the renters who you entrusted with your RV. As is the case with insurance coverage, 24-hour roadside assistance is usually available through peer-to-peer rental platforms. The two big providers are Coach-Net (offered through GoCamp and Outdoorsy) and Nation Safe Drivers (offered through RVshare).
Roadside ruh-rohs like a flat tire are far more common than bigger boo-boos that require an insurance claim. For roadside assistance we think it is ok to let renters use their own. Roadside assistance, after all, follows the policy holder and is not attached to any specific vehicle. Renters should review their own roadside assistance plans to be sure RVs are covered and to check what’s included for free tows. Standard plans often only include free towing within five miles, and if your renter is going to be cruising the wide-open roads of far, far away relying on their personal roadside assistance policy, they may want to upgrade.
Proper Preventative Maintenance
Properly maintaining your rental rig is another kind of insurance! For preventing roadside issues, nothing beats preventative maintenance. Be sure to stay on top of tire rotations, brake checks and the like. Many insurance providers require 90-day inspections as a condition of their coverage.
Consider setting aside a certain percentage of income from every rental for a maintenance. Apply a maintenance mindset to the inside of your rig as well. Lots of camping trips means lots of bouncing down gravel roads. Tighten down interior screws and nuts on a regular basis, or apply WD40 to springs and small brackets that are used often, and you’ll avoid having to do tedious repair jobs during the busy summer season.
GET ON THE ROAD TO RENTAL SUCCESS
Ready for the insurance quiz? Just kidding! There isn’t one! We just thought you might like to enjoy a sense of relief on the heels of a temporary panic about the idea of a pop quiz. Now take that sense of relief and multiply it by a lot and you’ll get an idea about the peace of mind that comes from making sure you’ve done your homework when it comes to insurance and roadside assistance.
Want to learn more about best practices for renting out your camper van or RV? Read our top ten tips for success when renting our your RV or camper van >
We’ve been helping van owners succeed in renting out their camper vans since 2017. Over the years we’ve facilitated 1,000’s of successful rentals and made it possible for van owners to earn tens of thousands of dollars. For more information specific to renting out your camper van, check out all the articles written for van owners. You can also sign up below to receive a FREE copy of our popular Road to Renting guide.